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Burberry. Hermes之类的奢侈品，养个保时捷. 特斯拉水平的车，商业保险，付个两万多的房贷（有些人甚至不需要还房贷，或者比两三低），这些顶多就四十来万已经是正常人最高水平消费了，平均到夫妻二人也就一人一年二十多万收入，这对于目前人而言随随便便就能实现，那么更高的收入该如何用呢（不会都继续买房了吧）？而且又有什么必要继续追求更高收入呢？</p></span></div><button type="button" class="Button ContentItem-rightButton ContentItem-expandButton Button--plain">查看问题描述<span style="display:inline-flex;align-items:center">​<svg class="Zi Zi--ArrowDown ContentItem-arrowIcon" fill="currentColor" viewbox="0 0 24 24" width="24" height="24"><path d="M12 13L8.285 9.218a.758.758 0 0 0-1.064 0 .738.738 0 0 0 0 1.052l4.249 4.512a.758.758 0 0 0 1.064 0l4.246-4.512a.738.738 0 0 0 0-1.052.757.757 0 0 0-1.063 0L12.002 13z" fill-rule="evenodd"></path></svg></span></button></div></div></div><div class="Question-main"><div class="Card AnswersNavWrapper"><div class="ListShortcut"><div class="List"><div class="List-header"><h4 class="List-headerText"><span>574<!-- --> 个回答</span></h4><div class="List-headerOptions"></div></div><div class="List"><div class="List-item" tabindex="0"><div class="ContentItem AnswerItem" data-za-index="0" data-zop="{&quot;authorName&quot;:&quot;LAW CAPT&quot;,&quot;itemId&quot;:1482623113,&quot;title&quot;:&quot;正常家庭正常消费一年顶多四十来万，那收入再高怎么花呢？&quot;,&quot;type&quot;:&quot;answer&quot;}" name="1482623113" itemprop="acceptedAnswer" itemtype="http://schema.org/Answer" itemscope=""><div class="ContentItem-meta"><div class="AuthorInfo AnswerItem-authorInfo AnswerItem-authorInfo--related" itemprop="author" itemscope="" itemtype="http://schema.org/Person"><meta itemprop="name" content="LAW CAPT"><meta itemprop="image" content="https://pic2.zhimg.com/d3230251d83b33bce0d06546412a4d0c_l.jpg?source=1940ef5c"><meta itemprop="url" content="https://www.zhihu.com/people/yang-yang-44-87"><meta itemprop="zhihu:followerCount" content="2300"><span class="UserLink AuthorInfo-avatarWrapper"><a class="UserLink-link" data-za-detail-view-element_name="User" target="_blank" href="//www.zhihu.com/people/yang-yang-44-87"><img class="Avatar AuthorInfo-avatar" width="38" height="38" src="https://pic2.zhimg.com/d3230251d83b33bce0d06546412a4d0c_xs.jpg?source=1940ef5c" srcset="https://pic2.zhimg.com/d3230251d83b33bce0d06546412a4d0c_l.jpg?source=1940ef5c 2x" alt="LAW CAPT"></a></span><div class="AuthorInfo-content"><div class="AuthorInfo-head"><span class="UserLink AuthorInfo-name"><a class="UserLink-link" data-za-detail-view-element_name="User" target="_blank" href="//www.zhihu.com/people/yang-yang-44-87">LAW CAPT</a>
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    </style></span></div><div class="AuthorInfo-detail"><div class="AuthorInfo-badge"><div class="ztext AuthorInfo-badgeText">请点付费咨询，谢谢理解</div></div></div></div></div></div><meta itemprop="image"><meta itemprop="upvoteCount" content="418"><meta itemprop="url" content="https://www.zhihu.com/question/418922281/answer/1482623113"><meta itemprop="dateCreated" content="2020-09-19T16:03:20.000Z"><meta itemprop="dateModified" content="2020-11-02T03:41:18.000Z"><meta itemprop="commentCount" content="93"><div class="RichContent RichContent-mobileBaidu is-collapsed RichContent--unescapable"><div class="RichContent-inner" style="max-height:400px"><span class="RichText ztext CopyrightRichText-richText" itemprop="text"><p>已更新在最后。</p><p>刚看了泰森的自传《永不后退》。</p><p>泰森自述了一年赚6750万美元，如何还欠一屁股债的骚操作。（90年代的汇率折合人民币6亿多，放到现在远远不止6亿了）</p><p>首先经纪人吸血30%，市场行情经纪人佣金20%，欺负泰森没读过书。除了佣金还做假账，泰森没有自己的会计师，用的经纪人的会计师，后来查账，一周的训练毛巾几千美元。破产后起诉唐金1亿美元赔偿，法院判1400万和解。</p><p>然后大头是泡妞。泰森泡妞绝技就是砸钱，喜欢奔驰吗，你知道我想干什么，这辆奔驰就是你的了（泰森自己开兰博基尼或劳斯莱斯，有好几十辆）。一天要好几个女的。泰森在破产后回忆自己开着凯迪拉克，他说这车送给妓女都觉得拿不出手。最大头还不是买车买珠宝。主要是总有碰瓷的，每年和解费几千万，律师费几百万。终于碰到一个刺头，没谈好和解，进监狱了。</p><p>另外就是酗酒，喝酒不太花钱，但喝醉了总打人，或者被碰瓷，一年也是不少钱。</p><p>还有吸粉，当然这都是毛毛雨了。</p><p>还有被骗。前妻吉文斯就是职业骗子。专业钓金主，之前钓过一些，包括迈克尔乔丹，还有一些我叫不上名字的。当然还有布拉德皮特。不过都没成功，最后欺负泰森读书少，得手了。</p><p>最后就是没钱缴税了，欠了国税局一屁股债。</p><p>剩下的消费都是普通人想象得到的：豪宅，豪车，珠宝，衣服，孩子的信托，宠物（四只老虎，拆家能力远高于二哈）。</p><p>书里还提到为什么输给霍利菲尔德以及咬耳朵，如何输给刘易斯。还有被查出吸毒禁赛一年然后参加职业摔跤。还有拍摄电影宿醉。因为和问题无关，不多说了，可以看下面的链接。</p><p>拼夕夕的</p><a data-draft-node="block" data-draft-type="mcn-link-card" data-mcn-id="1296034728970215424"></a><p>京东的</p><a data-draft-node="block" data-draft-type="mcn-link-card" data-mcn-id="1296034939331903488"></a><p>更新</p><p>对比泰森发一个更能花钱的人，只不过他不是为了自己的低级趣味，而且实现伟大梦想。</p><p>硅谷钢铁侠——埃隆马斯克。</p><p>马斯克的第一个创业公司zip2，是一个互联网黄页公司，被康柏于1999年收购。马斯克变现2200万美元。</p><p>买了1800平的豪宅和迈凯轮跑车，剩下的钱几乎全部投入二次创业项目——paypal，国外版的支付宝（巧合，和马云老师好像，从黄页到支付宝，还都姓马）。于2002年被eBay收购，马斯克变现2亿多美元，妥妥的人生赢家财富自由。</p><p>按马云老师的思路，可以急流勇退，回农村当老师了。或者是深呼吸，耐心等待下一个投资机会。但是马斯克投资特斯拉7000万美元（马斯克并不是创始人，当时只是最大股东和董事长）。为了实现儿时梦想，帮助人类移民火星，投资了spaceX 1亿美元，投资太阳城公司3000万美元。后来又增资spaceX1亿美元。</p><p>除了发明钞票粉碎机，找不到更快毁灭财富的方式。现在看马斯克好牛逼，但当时人们觉得电动车完全是个笑话，而移民火星干脆就是傻逼。</p><p>还有个小插曲，马斯克要同时掌管三个公司，没时间造小人，做了试管婴儿，5年生了5个孩子，一个双胞胎，一个三胞胎。这也算是有钱任性吧。</p><p>京东的</p><a data-draft-node="block" data-draft-type="mcn-link-card" data-mcn-id="1302591380431106048"></a><p>觉得贵还有拼多多的</p><a data-draft-node="block" data-draft-type="mcn-link-card" data-mcn-id="1302591875426463744"></a><p></p></span></div><button type="button" class="Button ContentItem-rightButton ContentItem-expandButton Button--plain">展开阅读全文<span style="display:inline-flex;align-items:center">​<svg class="Zi Zi--ArrowDown ContentItem-arrowIcon" fill="currentColor" viewbox="0 0 24 24" width="24" height="24"><path d="M12 13L8.285 9.218a.758.758 0 0 0-1.064 0 .738.738 0 0 0 0 1.052l4.249 4.512a.758.758 0 0 0 1.064 0l4.246-4.512a.738.738 0 0 0 0-1.052.757.757 0 0 0-1.063 0L12.002 13z" fill-rule="evenodd"></path></svg></span></button><div class="ContentItem-actions"></div></div><div></div><div class="ModalWrap"><div><div class=""></div><div class="ModalExp-content"><div class="ModalWrap-content"><div class="ModalWrap-title">继续浏览内容</div><div class="ModalWrap-item"><div class="ModalWrap-itemImg"><img src="https://pic1.zhimg.com/80/v2-10e18ff65a640175ad058b4b5dfd2867_1440w.png"></div><div class="ModalWrap-itemContent"><div class="ModalWrap-itemTitle">知乎</div><div class="ModalWrap-itemDesc">发现更大的世界</div></div><div class="ModalWrap-itemBtn">打开</div></div><div class="ModalWrap-item"><div class="ModalWrap-itemImg"><img src="https://picb.zhimg.com/80/v2-a448b133c0201b59631ccfa93cb650f3_1440w.png"></div><div class="ModalWrap-itemContent"><div class="ModalWrap-itemTitle">Chrome</div></div><div class="ModalWrap-itemBtn">继续</div></div></div></div></div></div><div><div><div class=""></div><div class="ModalLoading-content"><svg width="30" height="30" viewbox="0 0 66 66" xmlns="http://www.w3.org/2000/svg" class="CircleLoadingBar" aria-hidden="true"><g><circle class="path" fill="none" stroke-width="6" stroke-linecap="round" cx="33" cy="33" r="30"></circle></g></svg></div></div></div></div></div></div></div></div></div></div><button class="OpenInAppButton OpenInApp">App 内打开</button></div></main></div></div>
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Hermes之类的奢侈品，养个保时捷. 特斯拉水平的车，商业保险，付个两万多的房贷（有些人甚至不需要还房贷，或者比两三低），这些顶多就四十来万已经是正常人最高水平消费了，平均到夫妻二人也就一人一年二十多万收入，这对于目前人而言随随便便就能实现，那么更高的收入该如何用呢（不会都继续买房了吧）？而且又有什么必要继续追求更高收入呢？\u003C\u002Fp\u003E","status":{"isLocked":false,"isClose":false,"isEvaluate":false,"isSuggest":false},"relationship":{"isAuthor":false,"isFollowing":false,"isAnonymous":false,"canLock":false,"canStickAnswers":false,"canCollapseAnswers":false,"voting":0},"topics":[{"id":"19557689","type":"topic","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Ftopics\u002F19557689","name":"消费","avatarUrl":"2973e7e9a268f55a4d0d6a74029a58b5.png","topicType":"NORMAL"},{"id":"19568438","type":"topic","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Ftopics\u002F19568438","name":"收入","avatarUrl":"https:\u002F\u002Fpic1.zhimg.com\u002F50\u002Fv2-bf20f9954fe507e7a14f435b9fe0c84e_720w.jpg?source=54b3c3a5","topicType":"NORMAL"},{"id":"19605446","type":"topic","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Ftopics\u002F19605446","name":"薪酬待遇","avatarUrl":"https:\u002F\u002Fpic4.zhimg.com\u002F96e015a52_l.jpg?source=1940ef5c","topicType":"CHANNEL","room":{"id":"19557876","name":"职场"}},{"id":"19630116","type":"topic","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Ftopics\u002F19630116","name":"消费观","avatarUrl":"1dfa22fef751c11b3a52e713134237b3.png","topicType":"NORMAL"},{"id":"19942421","type":"topic","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Ftopics\u002F19942421","name":"北上广深","avatarUrl":"https:\u002F\u002Fpic4.zhimg.com\u002F50\u002Fv2-f03e04d469da1899274b3765fddb43bf_720w.jpg?source=54b3c3a5","topicType":"NORMAL"}],"author":{"id":"fa05cdef7af8b86e0d74388e95c9abe2","urlToken":"bao-zao-yi-xue-sheng","name":"济世医学生","avatarUrl":"https:\u002F\u002Fpic1.zhimg.com\u002Fv2-1081d1ba87cdab831fe3c0bcbbd2dc9b_l.jpg?source=1940ef5c","avatarUrlTemplate":"https:\u002F\u002Fpic4.zhimg.com\u002Fv2-1081d1ba87cdab831fe3c0bcbbd2dc9b.jpg?source=1940ef5c","isOrg":false,"type":"people","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Fpeople\u002Ffa05cdef7af8b86e0d74388e95c9abe2","userType":"people","headline":"中山学霸，爱发顶刊，专注于医生\u002F医学生痛难点多次提出热榜问题","badge":[],"badgeV2":{"title":"","mergedBadges":[],"detailBadges":[],"icon":"","nightIcon":""},"gender":1,"isAdvertiser":false,"isPrivacy":false},"canComment":{"status":true,"reason":""},"thumbnailInfo":{"count":0,"type":"thumbnail_info","thumbnails":[]},"reviewInfo":{"type":"","tips":"","editTips":"","isReviewing":false,"editIsReviewing":false},"relatedCards":[],"muteInfo":{"type":""},"showAuthor":false,"isLabeled":false,"showEncourageAuthor":false,"voteupCount":76,"canVote":true,"visibleOnlyToAuthor":false}},"answers":{"1453179997":{"id":1453179997,"type":"answer","answerType":"normal","question":{"type":"question","id":418922281,"title":"正常家庭正常消费一年顶多四十来万，那收入再高怎么花呢？","questionType":"normal","created":1598982791,"updatedTime":1598982791,"url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Fquestions\u002F418922281","relationship":{}},"author":{"id":"803346fc485f89b5232a0d105123cc85","urlToken":"limingyang666","name":"李明阳","avatarUrl":"https:\u002F\u002Fpic2.zhimg.com\u002Fv2-86ee29fa490595c294c7ec4cd2dc71a2_l.jpg?source=1940ef5c","avatarUrlTemplate":"https:\u002F\u002Fpic2.zhimg.com\u002Fv2-86ee29fa490595c294c7ec4cd2dc71a2.jpg?source=1940ef5c","isOrg":false,"type":"people","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Fpeople\u002F803346fc485f89b5232a0d105123cc85","userType":"people","headline":"微信咨询（收费）：yrjyrj-hero","badge":[{"type":"identity","description":"IBM 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class=\"member_mention\" href=\"https:\u002F\u002Fwww.zhihu.com\u002Fpeople\u002Fb0471ac1d0f9532ac4faa503e19a3314\" data-hash=\"b0471ac1d0f9532ac4faa503e19a3314\" data-hovercard=\"p$b$b0471ac1d0f9532ac4faa503e19a3314\"\u003E@酷猫汤姆\u003C\u002Fa\u003E 评论了一大堆，其实我也好奇具体怎么操作的，就去问了下专业人士。\u003C\u002Fp\u003E\u003Cp\u003E首先，只要有每年纳税超过一定限额，一般是5w吧，公司就可以摇号。\u003C\u002Fp\u003E\u003Cp\u003E很多公司，人家根本就不会买车，都是租赁，因为这样风险小，而且随时可以换车，年年都是新的。越是大公司越是这样，人家不差钱，不愿意担风险。\u003C\u002Fp\u003E\u003Cp\u003E所以，真正会去买车的公司并不多，摇号的难度远低于个人，每年差不多3000个指标。\u003C\u002Fp\u003E\u003Cp class=\"ztext-empty-paragraph\"\u003E\u003Cbr\u002F\u003E\u003C\u002Fp\u003E\u003Cp\u003E一家公司成本确实不低，但是能做的事儿却很多，公司能干什么呢？\u003C\u002Fp\u003E\u003Cp\u003E我给你举个例子。\u003C\u002Fp\u003E\u003Cp\u003E某大公司高层，手里有些权力，能决定用哪个供应商的货。\u003C\u002Fp\u003E\u003Cp\u003E如果他直接接受普通供应商的孝敬，人多眼杂，万一将来闹翻，怎么处理？不安全。\u003C\u002Fp\u003E\u003Cp\u003E于是，他会买一家已经存在一些年的空壳公司，自己做实际控制人（但不是法人，表面上没任何关系，至于真实法人嘛，很可能就是个卖了身份证的三和大神），让这家公司成为供应商，由这家买来的空壳公司，去找真实的供应商采购，中间的差价嘛，你懂的。\u003C\u002Fp\u003E\u003Cp\u003E又过了几年，这个高层可能换岗位了，大公司都这样，不会允许一个高管在一个地方呆太久，那这家公司就没用了，于是又会被转卖掉。\u003C\u002Fp\u003E\u003Cp\u003E你没听错，公司的法人、股东、实际控制人可以不同，也可以地下买卖。\u003C\u002Fp\u003E\u003Cp\u003E这样的空壳公司，买来买去，每个买的人都有自己的目的，有的是摇号，有的是买商住房，有的是贷款。\u003C\u002Fp\u003E\u003Cp\u003E他们会根据自己的需要，去寻找心仪的公司，也有专门的中介。\u003C\u002Fp\u003E\u003Cp class=\"ztext-empty-paragraph\"\u003E\u003Cbr\u002F\u003E\u003C\u002Fp\u003E\u003Cp\u003E再来个例子。\u003C\u002Fp\u003E\u003Cp\u003E年初不是有公司可以抵押房产贷款经营的政策吗？\u003C\u002Fp\u003E\u003Cp\u003E你知道有人怎么操作吗？用公司的房产抵押贷款，拿到贷款不从事生产，继续买房。\u003C\u002Fp\u003E\u003Cp\u003E造成了某地房价又涨了。\u003C\u002Fp\u003E\u003Cp\u003E这是不是公司的妙用？\u003C\u002Fp\u003E\u003Cp class=\"ztext-empty-paragraph\"\u003E\u003Cbr\u002F\u003E\u003C\u002Fp\u003E\u003Cp\u003E公司看着成本高，但是你用活了，那点儿成本都不是事儿的。\u003C\u002Fp\u003E\u003Cp\u003E公司是可以收购别的公司的，让其成为子公司或者公司的一部分。\u003C\u002Fp\u003E\u003Cp\u003E被收购的公司的资产，自然也就变成了母公司的。\u003C\u002Fp\u003E\u003Cp\u003E这也就变相完成了一些不能直接过户的资产买卖。\u003C\u002Fp\u003E\u003Cp 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不是你在追求更…","collapsedBy":"nobody","collapseReason":"","annotationAction":null,"markInfos":[],"relevantInfo":{"isRelevant":false,"relevantType":"","relevantText":""},"suggestEdit":{"reason":"","status":false,"tip":"","title":"","unnormalDetails":{"status":"","description":"","reason":"","reasonId":0,"note":""},"url":""},"isLabeled":false,"rewardInfo":{"canOpenReward":false,"isRewardable":true,"rewardMemberCount":0,"rewardTotalMoney":0,"tagline":"真诚赞赏，手留余香"},"relationship":{"isAuthor":false,"isAuthorized":false,"isNothelp":false,"isThanked":false,"isRecognized":false,"voting":0,"upvotedFollowees":[]},"adAnswer":null},"1454202746":{"id":1454202746,"type":"answer","answerType":"normal","question":{"type":"question","id":418922281,"title":"正常家庭正常消费一年顶多四十来万，那收入再高怎么花呢？","questionType":"normal","created":1598982791,"updatedTime":1598982791,"url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Fquestions\u002F418922281","relationship":{}},"author":{"id":"fb911f2e66829a6ad0e56743cdd003fa","urlToken":"5418","name":"朱明","avatarUrl":"https:\u002F\u002Fpic4.zhimg.com\u002Fv2-81fe44296087984544257c3900a95e4e_l.jpg?source=1940ef5c","avatarUrlTemplate":"https:\u002F\u002Fpic2.zhimg.com\u002Fv2-81fe44296087984544257c3900a95e4e.jpg?source=1940ef5c","isOrg":false,"type":"people","url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Fpeople\u002Ffb911f2e66829a6ad0e56743cdd003fa","userType":"people","headline":"闲人，而已。合作请私信。","badge":[],"badgeV2":{"title":"","mergedBadges":[],"detailBadges":[],"icon":"","nightIcon":""},"gender":1,"isAdvertiser":false,"followerCount":265831,"isFollowed":false,"isPrivacy":false},"url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Fanswers\u002F1454202746","isCollapsed":false,"createdTime":1599241432,"updatedTime":1599241550,"extras":"","isCopyable":false,"isNormal":true,"voteupCount":79,"commentCount":72,"isSticky":false,"adminClosedComment":false,"commentPermission":"all","canComment":{"reason":"","status":true},"reshipmentSettings":"need_payment","content":"\u003Cp\u003E看到一年“付个两万多的房贷”，就知道你的确想不出来了。\u003C\u002Fp\u003E\u003Cp\u003E虽然你的资料说是中山大学的医学生，但是好像对一线城市的房价并没多少了解。\u003C\u002Fp\u003E\u003Cp 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收入再高点，就有闲钱撸串了。","collapsedBy":"nobody","collapseReason":"","annotationAction":null,"markInfos":[],"relevantInfo":{"isRelevant":false,"relevantType":"","relevantText":""},"suggestEdit":{"reason":"","status":false,"tip":"","title":"","unnormalDetails":{"status":"","description":"","reason":"","reasonId":0,"note":""},"url":""},"isLabeled":false,"rewardInfo":{"canOpenReward":false,"isRewardable":false,"rewardMemberCount":0,"rewardTotalMoney":0,"tagline":""},"relationship":{"isAuthor":false,"isAuthorized":false,"isNothelp":false,"isThanked":false,"isRecognized":false,"voting":0,"upvotedFollowees":[]},"adAnswer":null},"1482623113":{"id":1482623113,"type":"answer","answerType":"normal","question":{"type":"question","id":418922281,"title":"正常家庭正常消费一年顶多四十来万，那收入再高怎么花呢？","questionType":"normal","created":1598982791,"updatedTime":1598982791,"url":"https:\u002F\u002Fwww.zhihu.com\u002Fapi\u002Fv4\u002Fquestions\u002F418922281","relationship":{}},"author":{"id":"71140f44b4587fc05dcc6f4163d025ea","urlToken":"yang-yang-44-87","name":"LAW 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